The health reform law explicitly intended to help these people, but Iowa is failing to do so.
Ever had a health problem and your employer doesn’t provide health insurance? You’ll need to find coverage on your own. If you’re too sick, private insurers may simply refuse to sell you a policy. Or they may charge a premium you can’t afford. Or they offer a plan that doesn’t cover your needed treatments. So you may end up uninsured. Perhaps very sick and uninsured.
The new health reform law is intended to put an end to this uniquely American nightmare. Insurers will no longer be allowed to deny coverage to people with preexisting health problems. Many Americans will be eligible to join Medicaid or get help paying for coverage in new “insurance exchanges.”
But getting all that done takes time. So Congress created “high risk pools” to immediately help insure the sickest Americans who can’t get coverage on their own. The federal government allocated $5 billion to fund this endeavor. Iowa’s share is $35 million.
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Complete article at Des Moines Register : http://dmreg.co/uGgTzL
